Rick Ripma advises potential homebuyers to start by reviewing their budget and spending habits, including rent, food, and other expenses. He suggests considering if the desire for a home outweighs other non-essential items and, if necessary, cutting back on spending. Rick emphasizes that homeownership can often be more affordable than people think, depending on the price range of the home, and encourages buyers to align their budget with their goals for owning a home.
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